A home warranty is a service contract that covers repairs or replacements for major home systems and appliances due to normal wear and tear. Home warranties are different from home insurance, which ...

USA TODAY journalists reviewed over 20 providers to find the top 10 home warranty companies for 2026 based on cost and service - among other factors.

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

How we chose our top picks We first began reviewing home warranty companies in 2020. Since then, we’ve spent over 1,000 hours researching the top providers in the country and thoroughly vetting 22 ...