Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Discover how fire insurance offers protection for fire-related damages and losses, supplements homeowners insurance, and ...

New research argues homeowners and businesses are spending far more on insurance than claims alone can explain.

The ongoing California fires devastating Los Angeles County and surrounding areas highlight the growing risks posed by climate change, droughts, and expanding residential developments in fire-prone ...

A Neighbors Bank report across nearly 450 metro areas found that property taxes and homeowners insurance average 21% of monthly mortgage payments. In Pensacola, Florida, they reached 43.6%. AI Summary ...

Homeonwners insurance costs have been on the rise in the last several years. The average annual premium jumped 24% between 2021 and 2024, according to a December survey of American adults conducted by ...