A DSCR loan is a type of real estate investment loan that’s approved based on the income of the property, not your personal income. It’s designed for investors who want to qualify using cash flow, especially for rental properties. 🏠 What DSCR Means DSCR = Debt Service Coverage Ratio It measures whether a property earns enough to cover its mortgage payment. 💡 How a DSCR Loan Works Instead of asking for tax returns, W‑2s, or personal income verification, lenders look at: Rental income (actual or
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